Privacy Policy

Effective Date: [15/04/25]
Last Updated: [14/05/25]

Welcome to PayKut, a mobile application owned and operated by Dynamik Modus LLP. Your privacy is important to us. This Privacy Policy outlines how we collect, use, store, and protect your personal information when you use our app and services.

1. Information We Collect

a. Personal Information

When you sign up or use PayKut, we may collect:

• Mobile number

• Name (optional)

• Location (for nearby deals)

• Email ID (if provided voluntarily)

b. Usage Data

We may collect data related to:

• App usage (features used, pages visited)

• Device information (model, OS version)

• IP address and browser/device identifiers

c. Transaction Data

When you use PayKut at a merchant:

• Merchant name and category

• Date and time of payment

• Offer availed or discount received

Note: PayKut does not store or process your UPI credentials. Payments are made through third-party UPI apps.

2. How We Use Your Information

We use your data to:

• Provide access to discounts and merchant listings

• Improve app performance and user experience

• Send updates, alerts, and promotional content (opt-out available)

• Analyze usage trends for internal improvements

3. Location Data

We use your location to:

• Show relevant merchants and deals nearby

• Optimize search and discovery
  You can control location access through your device settings.

4. Data Sharing and Disclosure

We do not sell your personal information.

We may share limited data with:

• Partner merchants (only relevant for offer redemption)

• Service providers (for hosting, analytics, and support)

• Law enforcement, if legally required

5. Data Security

We take reasonable precautions to protect your information:

• Encrypted communication (HTTPS)

• Secure servers and limited access

• Regular data audits and monitoring

However, no system is 100% secure. Use the app responsibly and update your device regularly.

6. Your Rights and Choices

You can:

• Access or update your profile info

• Opt-out of promotional communications

• Request data deletion by contacting us at privacy@paykut.in

7. Children’s Privacy

PayKut is not intended for users under the age of 13. We do not knowingly collect data from children without parental consent.

8. Third-Party Links

Our app may link to third-party UPI apps or merchant platforms. We are not responsible for their privacy practices. Please read their policies separately.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted in the app or on our website. Continued use implies acceptance of the updated policy.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, contact:

📧 privacy@paykut.in
📍 Dynamik Modus LLP, [Your Address]